Motor Insurance

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 Motor insurance is a financial protection policy that covers damages or losses to your vehicle due to accidents, theft, natural disasters, and legal liabilities arising from third-party claims. 

✅ Third-Party Insurance

Covers legal liabilities towards third parties for bodily injury, death, or property damage. Mandatory as per the Motor Vehicles Act.

✅ Comprehensive Insurance

Offers complete protection — includes third-party cover plus damages to your own vehicle due to accidents, theft, fire, floods, or vandalism.

✅ Own Damage Cover

Protects your vehicle from damages caused by accidents, fire, theft, or natural calamities (available only if you already have third-party insurance).

✅ Commercial Vehicle Insurance

Custom plans for taxis, trucks, autos, and other commercial vehicles.

✅ Two-Wheeler Insurance

Tailored policies for scooters, bikes, and electric two-wheelers.

🔹 Key Inclusions

• Accidental damage to your vehicle
• Theft or total loss
• Fire, explosion, natural disasters
• Third-party injury or property damage
• Personal accident cover for owner-driver
• Coverage for passengers (optional)

🔹 Optional Add-Ons

• Zero Depreciation Cover
• Roadside Assistance
• Engine Protection
• Return to Invoice
• NCB (No Claim Bonus) Protection
• Consumables Cover
• Tyre and Rim Protection